/* JLA Insurance Brokers, dev site. Evolves the approved landing page system. */
:root{
  --green-900:#0a2e1f; --green-800:#0f3f2a; --green-700:#13573a; --green-600:#1b6a48; --green-100:#e7efe9;
  --gold:#f0bf5c; --gold-deep:#c99a3c; --gold-soft:#f7e3b5;
  --mist:#f4f6f3; --paper:#fff; --ink:#16251d; --ink-soft:#4b5a52; --line:#e3e6e1;
  --head:"Montserrat",system-ui,sans-serif; --body:"Hanken Grotesk",system-ui,sans-serif;
  --ease:cubic-bezier(.2,.7,.2,1);
  --pat-light:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A//www.w3.org/2000/svg%22%20width%3D%22128%22%20height%3D%22116%22%20viewBox%3D%220%200%20128%20116%22%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%2313573a%22%20stroke-opacity%3D%220.03%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Cg%20transform%3D%22translate%282%204%29%22%3E%3Cpath%20d%3D%22M30%206%2046%2012v14c0%2011-7%2019-16%2022-9-3-16-11-16-22V12z%22/%3E%3Cpath%20d%3D%22M15%2034c9-7%2020-9%2031-8%22/%3E%3C/g%3E%3Cg%20transform%3D%22translate%2866%2062%29%22%3E%3Cpath%20d%3D%22M30%206%2046%2012v14c0%2011-7%2019-16%2022-9-3-16-11-16-22V12z%22/%3E%3Cpath%20d%3D%22M15%2034c9-7%2020-9%2031-8%22/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  --pat-dark:url("data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A//www.w3.org/2000/svg%22%20width%3D%22128%22%20height%3D%22116%22%20viewBox%3D%220%200%20128%20116%22%3E%3Cg%20fill%3D%22none%22%20stroke%3D%22%23f0bf5c%22%20stroke-opacity%3D%220.055%22%20stroke-width%3D%222%22%20stroke-linecap%3D%22round%22%20stroke-linejoin%3D%22round%22%3E%3Cg%20transform%3D%22translate%282%204%29%22%3E%3Cpath%20d%3D%22M30%206%2046%2012v14c0%2011-7%2019-16%2022-9-3-16-11-16-22V12z%22/%3E%3Cpath%20d%3D%22M15%2034c9-7%2020-9%2031-8%22/%3E%3C/g%3E%3Cg%20transform%3D%22translate%2866%2062%29%22%3E%3Cpath%20d%3D%22M30%206%2046%2012v14c0%2011-7%2019-16%2022-9-3-16-11-16-22V12z%22/%3E%3Cpath%20d%3D%22M15%2034c9-7%2020-9%2031-8%22/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:110px}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.65;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{text-wrap:balance;font-family:var(--head);font-weight:700;line-height:1.12;margin:0;letter-spacing:-.02em}
p{margin:0 0 1em}
ul{margin:0;padding:0;list-style:none}
.wrap{width:min(1290px,100% - 48px);margin-inline:auto}
.ico{width:22px;height:22px;flex:none;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.ico--sm{width:16px;height:16px;stroke-width:2}
.kicker{font-family:var(--head);font-size:13px;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--gold);margin:0 0 16px}
.kicker--dark{color:var(--gold-deep)}
.textlink{display:inline-flex;align-items:center;gap:8px;font-family:var(--head);font-weight:700;font-size:15px;color:var(--green-700);text-decoration:none;border-bottom:2px solid var(--gold);padding-bottom:3px}
.textlink .ico{transition:transform .25s var(--ease)}
.textlink:hover .ico{transform:translateX(4px)}
.dot{width:8px;height:8px;border-radius:50%;background:var(--gold);flex:none;animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(240,191,92,.55)}70%{box-shadow:0 0 0 9px rgba(240,191,92,0)}100%{box-shadow:0 0 0 0 rgba(240,191,92,0)}}

/* buttons: square, gold ones take the angled tab shape with a resting sheen */
.btn{position:relative;overflow:hidden;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;gap:.6em;font-family:var(--head);font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;padding:16px 28px;border:1.5px solid transparent;cursor:pointer;transition:transform .25s var(--ease),background .25s,color .25s,border-color .25s,filter .25s}
.btn--gold,.quote-tab{background:var(--gold);color:var(--green-900);padding-right:44px;clip-path:polygon(0 0,100% 0,calc(100% - 16px) 100%,0 100%);filter:drop-shadow(0 10px 18px rgba(240,191,92,.35))}
.btn--gold::after,.quote-tab::after{content:"";position:absolute;right:0;top:0;bottom:0;width:22px;background:var(--green-900);clip-path:polygon(100% 0,100% 100%,0 100%);opacity:.55;z-index:-1}
.btn--gold::before,.quote-tab::before{content:"";position:absolute;top:0;bottom:0;left:-60%;width:40%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.65),transparent);transform:skewX(-18deg);animation:sheen 4.2s ease-in-out infinite;z-index:-1}
@keyframes sheen{0%,62%{left:-60%}88%,100%{left:130%}}
.btn--gold:hover,.quote-tab:hover{background:#f6cd77;transform:translateY(-2px);filter:drop-shadow(0 14px 22px rgba(240,191,92,.55))}
.btn--gold:focus-visible,.quote-tab:focus-visible{outline:2px solid var(--green-900);outline-offset:-6px}
.btn--ghost{border-color:rgba(255,255,255,.55);color:#fff;background:rgba(255,255,255,.06);backdrop-filter:blur(4px)}
.btn--ghost:hover{border-color:var(--gold);color:var(--gold)}
.btn--line{border-color:var(--green-700);color:var(--green-700)}
.btn--line:hover{background:var(--green-700);color:#fff}
.btn--block{width:100%;text-transform:none;letter-spacing:0;font-size:16px}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

/* top bar + header */
.topbar{background:var(--green-900);color:#dfe9e3;font-size:14px}
.topbar__in{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:9px 0}
.topbar__msg{margin:0;display:flex;align-items:center;gap:10px}
.topbar__links{display:flex;gap:26px;align-items:center}
.topbar__links a{text-decoration:none;color:#dfe9e3}
.topbar__links a:hover{color:var(--gold)}
.topbar__tel{display:inline-flex;gap:8px;align-items:center;color:var(--gold)!important;font-weight:600}
.head{position:sticky;top:0;z-index:40;background:var(--green-800);transition:box-shadow .3s}
.head.is-stuck{box-shadow:0 10px 30px -16px rgba(0,0,0,.6)}
.head__in{display:flex;align-items:center;gap:36px;height:86px;transition:height .3s var(--ease)}
.head.is-stuck .head__in{height:72px}
.head__logo img{height:46px;width:auto;transition:height .3s var(--ease)}
.head.is-stuck .head__logo img{height:40px}
.nav{margin-left:auto;align-self:stretch}
.nav__list{display:flex;gap:6px;height:100%;align-items:stretch}
.nav__item{display:flex;align-items:center}
.nav__btn,.nav__a{display:inline-flex;align-items:center;gap:6px;background:none;border:0;cursor:pointer;color:#fff;font-family:var(--head);font-weight:600;font-size:14px;letter-spacing:.05em;text-transform:uppercase;text-decoration:none;padding:10px 14px;position:relative}
.nav__btn::after,.nav__a::after{content:"";position:absolute;left:14px;right:14px;bottom:2px;height:2px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav__btn:hover::after,.nav__a:hover::after,.nav__btn[aria-expanded="true"]::after{transform:scaleX(1)}
.nav__btn .ico{transition:transform .3s var(--ease)}
.nav__btn[aria-expanded="true"]{color:var(--gold)}
.nav__btn[aria-expanded="true"] .ico{transform:rotate(180deg)}
.quote-tab{position:relative;overflow:hidden;isolation:isolate;display:inline-flex;align-items:center;height:46px;padding-left:26px;font-family:var(--head);font-weight:700;font-size:15px;text-decoration:none;transition:background .25s,transform .25s var(--ease),filter .25s}
.burger{display:none;background:none;border:0;color:#fff;cursor:pointer;padding:8px}
.burger .ico{width:28px;height:28px}

/* mega menu */
.mega{position:absolute;left:0;right:0;top:100%;background:#fff;color:var(--ink);box-shadow:0 30px 60px -30px rgba(10,46,31,.45);border-top:3px solid var(--gold);opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .25s var(--ease),transform .25s var(--ease),visibility .25s}
.has-mega.is-open .mega{opacity:1;visibility:visible;transform:none}
.mega__in{display:grid;grid-template-columns:1fr 300px;gap:40px;padding:36px 0 40px}
.mega__cols{display:grid;gap:32px}
.mega__cols--4{grid-template-columns:repeat(4,1fr)}
.mega__h{font-family:var(--head);font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin:0 0 14px;padding-bottom:10px;border-bottom:1px solid var(--line)}
.mega__col li a{display:block;padding:6px 0;text-decoration:none;font-size:15.5px;color:var(--ink);transition:color .2s,transform .2s var(--ease)}
.mega__col li a:hover{color:var(--green-600);transform:translateX(4px)}
.mega__tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.mega__tile{display:flex;gap:14px;align-items:flex-start;padding:16px;text-decoration:none;background:var(--mist);transition:background .2s,transform .25s var(--ease)}
.mega__tile:hover{background:var(--green-100);transform:translateY(-2px)}
.mega__tile .ico{width:30px;height:30px;color:var(--green-700);stroke-width:1.5}
.mega__tile strong{display:block;font-family:var(--head);font-size:15px;margin-bottom:2px}
.mega__tile span span{display:block;font-size:14px;color:var(--ink-soft);line-height:1.45}
.mega__tile span{font-size:14px;color:var(--ink-soft);line-height:1.45}
.mega__feature{position:relative;display:block;text-decoration:none;color:#fff;overflow:hidden;min-height:280px;background:var(--green-800)}
.mega__feature img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.55;transition:transform .8s var(--ease)}
.mega__feature:hover img{transform:scale(1.05)}
.mega__feature-txt{position:absolute;inset:auto 0 0 0;padding:24px;background:linear-gradient(transparent,rgba(10,46,31,.92) 40%);font-size:14.5px;line-height:1.5}
.mega__feature-txt strong{display:block;font-family:var(--head);font-size:19px;margin-bottom:6px}
.mega__link{display:inline-flex;align-items:center;gap:6px;margin-top:12px;color:var(--gold);font-family:var(--head);font-weight:700;font-size:14px}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:60;background:rgba(10,46,31,.5)}
.drawer[hidden]{display:none}
.drawer__panel{position:absolute;right:0;top:0;bottom:0;width:min(420px,92vw);background:var(--green-800);color:#fff;overflow-y:auto;padding:18px 22px 40px;animation:slideIn .3s var(--ease)}
@keyframes slideIn{from{transform:translateX(100%)}to{transform:none}}
.drawer__top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.drawer__top img{height:36px;width:auto}
.drawer__close{background:none;border:0;color:#fff;cursor:pointer;padding:6px}
.drawer__close .ico{width:28px;height:28px}
.drawer__group{border-bottom:1px solid rgba(255,255,255,.12)}
.drawer__group summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:16px 0;font-family:var(--head);font-weight:700;font-size:16px;cursor:pointer}
.drawer__group summary::-webkit-details-marker{display:none}
.drawer__group[open] summary .ico{transform:rotate(180deg)}
.drawer__h{font-family:var(--head);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:8px 0 6px}
.drawer__group ul{margin-bottom:10px}
.drawer__group li a{display:block;padding:7px 0;color:#d6e3db;text-decoration:none;font-size:15.5px}
.drawer__a{display:block;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.12);font-family:var(--head);font-weight:700;font-size:16px;text-decoration:none}
.drawer__ctas{display:grid;gap:12px;margin-top:26px}
.drawer__ctas .btn--line{border-color:rgba(255,255,255,.4);color:#fff}

/* hero */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--green-800)}
.hero__bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% 40%;animation:heroZoom 18s ease-out both}
@keyframes heroZoom{from{transform:scale(1.07)}to{transform:scale(1)}}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(10,46,31,.97) 0%,rgba(15,63,42,.9) 34%,rgba(15,63,42,.55) 60%,rgba(15,63,42,.35) 100%)}
.hero__grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center;padding:88px 0 96px}
.hero h1{font-size:clamp(40px,5vw,70px);font-weight:800;text-transform:uppercase;letter-spacing:-.01em;line-height:1.02;animation:slideUp .9s .1s var(--ease) both}
.hero__sub{font-family:var(--head);font-size:clamp(21px,2.2vw,30px);font-weight:500;color:var(--gold-soft);margin:14px 0 0;animation:rise .8s .3s var(--ease) both}
.hero__lede{font-size:18px;color:#d9e6de;max-width:32em;margin:22px 0 30px;animation:rise .8s .45s var(--ease) both}
.hero .kicker{animation:rise .7s .15s var(--ease) both}
.hero__ctas{display:flex;flex-wrap:wrap;gap:14px;animation:rise .8s .6s var(--ease) both}
.hero__points{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:30px;font-size:15px;color:#e3ece6;animation:rise .8s .75s var(--ease) both}
.hero__points li{display:flex;align-items:center;gap:8px}
.hero__points .ico{color:var(--gold)}
@keyframes rise{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
@keyframes slideUp{from{transform:translateY(40px)}to{transform:none}}

/* quote card + form */
.qcard{background:#fff;color:var(--ink);padding:34px;box-shadow:0 40px 80px -30px rgba(0,0,0,.6);scroll-margin-top:110px;animation:rise .9s .4s var(--ease) both}
.qcard__h{font-size:28px;margin-bottom:6px}
.qcard__sub{color:var(--ink-soft);font-size:15px;margin-bottom:18px}
.qform label{display:block;font-size:14px;font-weight:600;margin-bottom:12px}
.qform .opt{font-weight:400;color:var(--ink-soft)}
.qform__row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.qform input,.qform select,.qform textarea{display:block;width:100%;margin-top:6px;font:inherit;font-size:16px;font-weight:400;color:var(--ink);background:var(--mist);border:1px solid var(--line);border-radius:0;padding:11px 13px;transition:border-color .2s,background .2s}
.qform input:focus,.qform select:focus,.qform textarea:focus{border-color:var(--green-600);background:#fff;outline:none;box-shadow:0 0 0 3px rgba(27,106,72,.15)}
.qform .is-bad{border-color:#b9472f}
.qform textarea{resize:vertical}
.qform__fine{font-size:12.5px;color:var(--ink-soft);margin:12px 0 0;text-align:center}
.qform__status{margin:10px 0 0;font-size:14px;text-align:center;min-height:1em}
.qform__status.ok{color:var(--green-600);font-weight:600}
.qform__status.err{color:#b9472f}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}

/* insurer marquee */
.insurers{background:#fff;border-bottom:1px solid var(--line)}
.insurers__in{display:flex;align-items:center;gap:40px;padding:24px 0}
.insurers__label{flex:none;margin:0;font-family:var(--head);font-size:12px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--green-700);line-height:1.5;padding-right:40px;border-right:1px solid var(--line)}
.insurers__label span{display:block}
.marquee{flex:1;overflow:hidden;-webkit-mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee__track{display:flex;align-items:center;gap:64px;width:max-content;animation:marquee 52s linear infinite}
.marquee:hover .marquee__track{animation-play-state:paused}
.marquee__track img{height:46px;width:auto;max-width:180px;object-fit:contain}
.marquee__track img.is-wide{height:26px;max-width:230px}
.marquee__track img.is-mid{height:34px;max-width:170px}
.marquee__track img.is-tall{height:60px}
@keyframes marquee{to{transform:translateX(calc(-50% - 32px))}}

/* section heads */
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:48px;margin-bottom:48px}
.sec-head h2{font-size:clamp(32px,3.6vw,50px);color:var(--green-900);max-width:16em}
.sec-head h2 em{font-style:normal;color:var(--gold-deep)}
.sec-head>p{color:var(--ink-soft);max-width:30em;margin:0}
.sec-head--center{display:block;text-align:center}
.sec-head--center .kicker{display:block}
.sec-head--center h2{margin:0 auto}

/* intro (about) */
.intro{padding:120px 0;background:#fff var(--pat-light) 0 0/128px 116px}
.intro__grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}
.intro h2{font-size:clamp(34px,3.8vw,52px);color:var(--green-900);margin-bottom:24px}
.intro mark{background:linear-gradient(transparent 62%,rgba(240,191,92,.75) 62%);color:inherit;padding:0 2px}
.intro__copy p{color:var(--ink-soft)}
.frame{position:relative;isolation:isolate;padding:0 18% 12% 0}
.frame__main{position:relative;aspect-ratio:4/5;overflow:hidden;clip-path:polygon(0 0,100% 0,100% calc(100% - 70px),calc(100% - 70px) 100%,0 100%)}
.frame__main img{width:100%;height:100%;object-fit:cover}
.frame::before{content:"";position:absolute;left:-22px;top:-22px;width:46%;height:46%;border-left:4px solid var(--gold);border-top:4px solid var(--gold);z-index:-1}
.frame__inset{position:absolute;right:0;bottom:0;width:52%;aspect-ratio:4/3;overflow:hidden;border:10px solid #fff;box-shadow:0 30px 60px -30px rgba(10,46,31,.55)}
.frame__inset img{width:100%;height:100%;object-fit:cover}
.frame__quote{position:absolute;right:4%;top:10%;margin:0;width:46%;max-width:250px;background:var(--green-700);color:#fff;padding:26px 24px 24px;clip-path:polygon(0 0,100% 0,100% calc(100% - 22px),calc(100% - 22px) 100%,0 100%);box-shadow:0 30px 50px -25px rgba(10,46,31,.6)}
.frame__quote img{width:34px;height:auto;margin-bottom:14px}
.frame__quote blockquote{margin:0;font-family:var(--head);font-weight:700;font-size:19px;line-height:1.3}

/* business products */
.biz{padding:110px 0;background:var(--mist)}
.pcards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.pcard{display:flex;flex-direction:column;background:#fff;text-decoration:none;overflow:hidden;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.pcard:hover{transform:translateY(-6px);box-shadow:0 28px 50px -30px rgba(10,46,31,.45)}
.pcard__img{display:block;aspect-ratio:4/3;overflow:hidden}
.pcard__img img{width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.pcard:hover .pcard__img img{transform:scale(1.06)}
.pcard__body{display:flex;flex-direction:column;flex:1;padding:22px 24px 24px;border-top:3px solid var(--gold)}
.pcard__body strong{font-family:var(--head);font-size:19px;color:var(--green-900);margin-bottom:8px}
.pcard__body>span{color:var(--ink-soft);font-size:15px;line-height:1.55;flex:1}
.pcard__more{display:inline-flex!important;align-items:center;gap:6px;margin-top:16px;flex:none!important;font-family:var(--head);font-weight:700;font-size:14px;color:var(--gold-deep)!important}
.pcard:hover .pcard__more .ico{transform:translateX(4px)}
.pcard__more .ico{transition:transform .25s var(--ease)}
.alllist{margin-top:32px;background:#fff;border:1px solid var(--line)}
.alllist summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:22px 28px;cursor:pointer;font-family:var(--head);font-weight:700;font-size:17px;color:var(--green-900)}
.alllist summary::-webkit-details-marker{display:none}
.alllist summary .ico{transition:transform .3s var(--ease);color:var(--gold-deep)}
.alllist[open] summary .ico{transform:rotate(180deg)}
.alllist__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;padding:6px 28px 30px;border-top:1px solid var(--line)}
.alllist__h{font-family:var(--head);font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-deep);margin:20px 0 10px}
.alllist li a{display:flex;justify-content:space-between;align-items:center;gap:10px;padding:9px 0;border-bottom:1px solid var(--line);text-decoration:none;font-size:15.5px}
.alllist li a .ico{color:var(--gold-deep);opacity:0;transform:translateX(-6px);transition:opacity .2s,transform .25s var(--ease)}
.alllist li a:hover{color:var(--green-600)}
.alllist li a:hover .ico{opacity:1;transform:none}

/* personal */
.personal{position:relative;padding:110px 0;background:var(--green-800) var(--pat-dark) 0 0/128px 116px;color:#fff}
.personal__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:center}
.personal h2{font-size:clamp(32px,3.6vw,48px);margin-bottom:18px}
.personal__head p{color:#d3e0d8;margin-bottom:28px}
.ptiles{display:grid;grid-template-columns:repeat(3,1fr);grid-auto-rows:1fr;gap:14px}
.ptile{display:flex;flex-direction:column;gap:6px;padding:24px 22px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);text-decoration:none;transition:background .25s,transform .3s var(--ease),border-color .25s}
.ptile:hover{background:rgba(255,255,255,.12);border-color:rgba(240,191,92,.5);transform:translateY(-4px)}
.ptile__ico .ico{width:34px;height:34px;color:var(--gold);stroke-width:1.5;margin-bottom:10px}
.ptile strong{font-family:var(--head);font-size:17px}
.ptile>span:last-child{font-size:14.5px;color:#c6d6cc;line-height:1.5}

/* industries */
.industries{padding:100px 0;background:#fff var(--pat-light) 0 0/128px 116px}
.itiles{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:44px}
.itile{display:flex;align-items:center;gap:16px;padding:22px 24px;background:var(--mist);font-family:var(--head);font-weight:700;font-size:16px;color:var(--green-900);transition:background .25s,transform .3s var(--ease)}
.itile:hover{background:var(--green-100);transform:translateY(-3px)}
.itile .ico{width:36px;height:36px;color:var(--green-700);stroke-width:1.5;padding:7px;background:#fff;border:1.5px solid var(--gold);border-radius:50%}

/* how we work */
.how{padding:110px 0;background:var(--mist)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;list-style:none;padding:0;margin:0}
.steps li{position:relative;background:#fff;padding:30px 26px 32px;border-top:3px solid var(--green-700)}
.steps__n{position:absolute;right:22px;top:20px;font-family:var(--head);font-size:42px;font-weight:800;color:var(--green-100);line-height:1}
.steps .ico{width:40px;height:40px;color:var(--gold-deep);stroke-width:1.5;margin-bottom:22px}
.steps h3{font-size:19px;color:var(--green-900);margin-bottom:10px}
.steps p{color:var(--ink-soft);font-size:15.5px;margin:0}
.how .kicker{color:var(--gold-deep)}
.how h2{color:var(--green-900)}

/* after hours */
.hours{position:relative;padding:110px 0;background:var(--green-800);color:#fff;overflow:hidden}
.hours::before{content:"";position:absolute;inset:0;background:radial-gradient(60% 120% at 100% 50%,rgba(240,191,92,.12),transparent 60%)}
.hours__grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}
.hours h2{font-size:clamp(34px,4vw,54px);margin-bottom:22px}
.hours__copy>p{color:#d3e0d8;font-size:17px;max-width:34em}
.hours__ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.hours__photo{position:relative;isolation:isolate;max-width:500px;justify-self:end;width:100%}
.hours__photo::before{content:"";position:absolute;right:-22px;bottom:-22px;width:50%;height:50%;border-right:4px solid var(--gold);border-bottom:4px solid var(--gold);z-index:-1}
.hours__img{aspect-ratio:4/5}
.hours__tag{position:absolute;left:-28px;bottom:48px;display:flex;align-items:center;gap:10px;background:var(--gold);color:var(--green-900);font-family:var(--head);font-weight:700;font-size:15px;padding:14px 34px 14px 20px;text-decoration:none;clip-path:polygon(0 0,100% 0,calc(100% - 16px) 100%,0 100%);filter:drop-shadow(0 14px 24px rgba(0,0,0,.35))}
.hours__tag .dot{background:var(--green-700)}

/* final CTA */
.cta{position:relative;padding:110px 0;background:var(--green-700);color:#fff;overflow:hidden}
.cta::before{content:"";position:absolute;top:0;bottom:0;right:0;width:46%;background:#0f3424 var(--pat-dark) 0 0/128px 116px;clip-path:polygon(22% 0,100% 0,100% 100%,0 100%)}
.cta__grid{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:72px;align-items:center}
.cta h2{font-size:clamp(34px,4vw,52px);margin-bottom:16px}
.cta__info>p{color:#d3e0d8;font-size:18px;margin-bottom:28px;max-width:32em}
.ctiles{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.ctile{display:flex;flex-direction:column;gap:4px;padding:22px;background:rgba(255,255,255,.07);color:#fff;text-decoration:none;transition:background .25s,transform .25s var(--ease)}
a.ctile:hover{background:rgba(255,255,255,.13);transform:translateY(-3px)}
.ctile .ico{width:30px;height:30px;margin-bottom:12px;color:var(--gold);stroke-width:1.6}
.ctile__k{font-family:var(--head);font-size:11.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold)}
.ctile__v{font-size:16px;overflow-wrap:anywhere}
.ctile--email .ctile__v{font-size:14.5px}
.cta__card{display:flex;flex-direction:column;gap:12px;align-items:flex-start;background:#fff;color:var(--ink);padding:40px;text-decoration:none;box-shadow:0 40px 80px -30px rgba(0,0,0,.6);transition:transform .35s var(--ease)}
.cta__card:hover{transform:translateY(-6px)}
.cta__card img{width:48px;height:auto}
.cta__card strong{font-family:var(--head);font-size:30px;color:var(--green-900)}
.cta__card>span:not(.btn){color:var(--ink-soft);margin-bottom:10px}

/* product page */
.phero{padding:70px 0 80px;background:var(--mist) var(--pat-light) 0 0/128px 116px;border-bottom:1px solid var(--line)}
.phero__grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:var(--ink-soft);margin-bottom:22px}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--green-600)}
.phero h1{font-size:clamp(38px,4.6vw,62px);font-weight:800;color:var(--green-900);margin-bottom:18px;animation:slideUp .9s .1s var(--ease) both}
.phero__sub{font-size:20px;color:var(--ink-soft);max-width:30em;margin-bottom:30px;animation:rise .8s .3s var(--ease) both}
.phero__img{position:relative;isolation:isolate;animation:rise 1s .3s var(--ease) both}
.phero__img img{width:100%;aspect-ratio:4/3;object-fit:cover;clip-path:polygon(0 0,100% 0,100% calc(100% - 60px),calc(100% - 60px) 100%,0 100%)}
.phero__img::before{content:"";position:absolute;left:-20px;top:-20px;width:45%;height:45%;border-left:4px solid var(--gold);border-top:4px solid var(--gold);z-index:-1}
.pintro{padding:110px 0}
.pintro__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px}
.pintro h2{font-size:clamp(32px,3.4vw,46px);color:var(--green-900)}
.pintro__copy p{color:var(--ink-soft)}
.pintro__copy .lead{font-family:var(--head);font-size:22px;font-weight:600;line-height:1.4;color:var(--green-800)}
.pcover{padding:100px 0;background:var(--mist)}
.covcards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.covcard{background:#fff;padding:30px 26px;border-top:3px solid var(--gold)}
.covcard .ico{width:40px;height:40px;color:var(--green-700);stroke-width:1.5;margin-bottom:18px}
.covcard h3{font-size:18px;color:var(--green-900);margin-bottom:10px}
.covcard p{font-size:15.5px;color:var(--ink-soft);margin:0}
.pwho{padding:110px 0;background:var(--green-800) var(--pat-dark) 0 0/128px 116px;color:#fff}
.pwho__grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.pwho h2{font-size:clamp(32px,3.4vw,46px);margin-bottom:18px}
.pwho p{color:#d3e0d8}
.who{display:grid;grid-template-columns:1fr 1fr;gap:12px 24px;margin-top:26px}
.who li{display:flex;gap:10px;align-items:flex-start;font-size:16px}
.who .ico{color:var(--gold);margin-top:4px}
.pnot{background:#fff;color:var(--ink);padding:36px}
.pnot h3{font-size:22px;color:var(--green-900);margin-bottom:18px}
.pnot li{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid var(--line)}
.pnot li .ico{color:#b9472f;margin-top:4px}
.pnot li strong{display:block;font-family:var(--head);font-size:15.5px;color:var(--green-900)}
.pnot li span{font-size:15px;color:var(--ink-soft)}
.pnot__foot{margin:20px 0 0;font-size:15px;color:var(--ink-soft)!important}
.pnot__foot a{color:var(--green-700);font-weight:600}
.pfaq{padding:110px 0}
.pfaq__grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px}
.pfaq h2{font-size:clamp(32px,3.4vw,46px);color:var(--green-900);margin-bottom:18px}
.pfaq p a{color:var(--green-700);font-weight:600}
.faq{border-bottom:1px solid var(--line)}
.faq:first-child{border-top:1px solid var(--line)}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;cursor:pointer;font-family:var(--head);font-weight:700;font-size:17px;color:var(--green-900)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .ico{color:var(--gold-deep);transition:transform .3s var(--ease)}
.faq[open] summary .ico{transform:rotate(180deg)}
.faq p{color:var(--ink-soft);padding-bottom:22px;margin:0;max-width:44em;animation:rise .4s var(--ease)}
.pquote{position:relative;padding:110px 0;background:var(--green-700);color:#fff;overflow:hidden}
.pquote::before{content:"";position:absolute;top:0;bottom:0;right:0;width:56%;background:#0f3424 var(--pat-dark) 0 0/128px 116px;clip-path:polygon(22% 0,100% 0,100% 100%,0 100%)}
.pquote__grid{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.pquote h2{font-size:clamp(32px,3.6vw,48px);margin-bottom:18px}
.pquote__copy>p{color:#d3e0d8;font-size:18px}
.who--light{grid-template-columns:1fr}
.pquote .qcard{animation:none}
.pquote .qcard__h{font-size:28px}
.pquote__grid{align-items:start}
.pquote__copy{padding-top:30px}
.related{padding:90px 0 110px;background:#fff var(--pat-light) 0 0/128px 116px}
.related h2{font-size:clamp(28px,3vw,38px);color:var(--green-900);margin-bottom:32px}
.relcards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.relcard{position:relative;display:flex;flex-direction:column;gap:8px;padding:26px 24px 50px;background:var(--mist);text-decoration:none;transition:background .25s,transform .3s var(--ease)}
.relcard:hover{background:var(--green-100);transform:translateY(-4px)}
.relcard strong{font-family:var(--head);font-size:17px;color:var(--green-900)}
.relcard span{font-size:15px;color:var(--ink-soft)}
.relcard .ico{position:absolute;left:24px;bottom:22px;color:var(--gold-deep)}
.nf{padding:120px 0 140px;background:#fff var(--pat-light) 0 0/128px 116px;text-align:center}
.nf__in{max-width:640px}
.nf h1{font-size:clamp(36px,4.4vw,56px);color:var(--green-900);margin-bottom:18px}
.nf p{color:var(--ink-soft)}
.nf .hero__ctas{justify-content:center;animation:none}

/* footer */
.foot{background:#0b2a1d var(--pat-dark) 0 0/128px 116px;color:#a9bdb1;font-size:15px}
.foot__band{position:relative;background:rgba(15,52,36,.94);border-bottom:1px solid rgba(255,255,255,.08)}
.foot__band::before{content:"";position:absolute;left:0;top:0;bottom:0;width:42%;background:var(--green-900);clip-path:polygon(0 0,100% 0,88% 100%,0 100%)}
.foot__band-in{position:relative;display:grid;grid-template-columns:1.2fr 1fr 1fr;align-items:center;gap:32px;padding:34px 0}
.foot__logo img{height:48px;width:auto}
.foot__fact{display:flex;align-items:center;gap:16px;color:#fff;text-decoration:none}
.foot__fact .ico{width:38px;height:38px;color:var(--gold);stroke-width:1.5}
.foot__fact strong{display:block;font-family:var(--head);font-size:18px}
.foot__fact span{color:#c6d6cc}
.foot__cols{display:grid;grid-template-columns:1fr 1fr 1fr 1.1fr;gap:40px;padding:60px 0 50px}
.foot h4{display:inline-block;position:relative;color:#fff;font-size:14.5px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:20px;padding-right:12px}
.foot h4::after{content:"";position:absolute;right:0;top:-4px;bottom:-4px;width:10px;background:var(--gold);opacity:.35;transform:skewX(-14deg)}
.foot h4.foot__ghost{visibility:hidden}
.foot li{margin-bottom:10px}
.foot__cols a{text-decoration:none;color:#a9bdb1;transition:color .2s}
.foot__cols a:hover{color:var(--gold)}
.foot__base{border-top:1px solid rgba(255,255,255,.08);padding:26px 0 34px}
.foot__legal-links{display:flex;flex-wrap:wrap;gap:8px 26px;justify-content:center;margin-bottom:16px;color:#e1ebe5}
.foot__legal-links a{color:#d9e4dd;text-decoration:none}
.foot__legal-links a:hover{color:var(--gold)}
.foot__legal{font-size:12.5px;line-height:1.7;max-width:980px;margin:0 auto 8px;text-align:center}
.callbar{display:none}

/* scroll animation */
.js [data-anim]{transition:opacity .9s var(--ease),transform .9s var(--ease)}
.js [data-anim="up"]:not(.in){opacity:0;transform:translateY(34px)}
.js [data-anim="pop"]:not(.in){opacity:0;transform:translateY(40px) scale(.97)}
.js [data-anim="stagger"]>*{transition:opacity .7s var(--ease),transform .7s var(--ease);transition-delay:calc(var(--i,0) * 80ms)}
.js [data-anim="stagger"]:not(.in)>*{opacity:0;transform:translateY(30px)}
.js [data-anim="frame"] .frame__main{transition:clip-path 1.2s var(--ease)}
.js [data-anim="frame"]:not(.in) .frame__main{clip-path:polygon(0 0,0 0,0 100%,0 100%,0 100%)}
.js [data-anim="frame"] .frame__inset,.js [data-anim="frame"] .frame__quote,.js [data-anim="frame"] .hours__tag{transition:opacity .8s var(--ease) .45s,transform .9s var(--ease) .45s}
.js [data-anim="frame"]:not(.in) .frame__inset{opacity:0;transform:translateY(50px)}
.js [data-anim="frame"]:not(.in) .frame__quote,.js [data-anim="frame"]:not(.in) .hours__tag{opacity:0;transform:translateX(40px)}

@media (max-width:1180px){
  .nav__btn,.nav__a{padding:10px 10px;font-size:13px}
  .head__in{gap:20px}
  .mega__in{grid-template-columns:1fr}
  .mega__feature{display:none}
}
@media (max-width:1000px){
  .nav{display:none}
  .burger{display:block}
  .quote-tab{margin-left:auto}
  .topbar__links a:not(.topbar__tel){display:none}
  .hero__grid,.intro__grid,.personal__grid,.hours__grid,.cta__grid,.phero__grid,.pintro__grid,.pwho__grid,.pfaq__grid,.pquote__grid{grid-template-columns:1fr;gap:48px}
  .pcards,.covcards,.relcards,.steps,.itiles{grid-template-columns:repeat(2,1fr)}
  .alllist__grid{grid-template-columns:1fr 1fr}
  .sec-head{flex-direction:column;align-items:flex-start;gap:16px}
  .frame{max-width:560px;width:100%;margin:0 auto}
  .hours__photo{justify-self:stretch;max-width:none}
  .cta::before,.pquote::before{width:100%;top:auto;height:55%;clip-path:polygon(0 8%,100% 0,100% 100%,0 100%)}
  .foot__band::before{width:100%;clip-path:none}
  .foot__band-in{grid-template-columns:1fr 1fr}
  .foot__logo{grid-column:1/-1}
  .foot__cols{grid-template-columns:1fr 1fr}
  .foot h4.foot__ghost{display:none}
}
@media (max-width:640px){
  body{font-size:16px;padding-bottom:70px}
  .wrap{width:calc(100% - 32px)}
  .topbar__msg{font-size:13px}
  .topbar__tel{display:none!important}
  .head__in{height:70px;gap:12px}
  .head__logo img{height:34px}
  .quote-tab{height:40px;font-size:13px;padding:0 28px 0 16px}
  .hero__grid{padding:56px 0 64px}
  .hero::before{background:linear-gradient(180deg,rgba(10,46,31,.6) 0%,rgba(10,46,31,.92) 40%,rgba(10,46,31,.97) 100%)}
  .hero__ctas .btn{flex:1 1 100%}
  .qcard{padding:24px 20px}
  .qform__row{grid-template-columns:1fr;gap:0}
  .insurers__in{flex-direction:column;align-items:stretch;gap:14px;padding:20px 0}
  .insurers__label{border:0;padding:0;text-align:center}
  .insurers__label span{display:inline}
  .marquee__track{gap:44px}
  .marquee__track img{height:36px}
  .intro,.biz,.personal,.industries,.how,.hours,.cta,.pintro,.pcover,.pwho,.pfaq,.pquote,.related{padding:72px 0}
  .pcards,.covcards,.relcards,.steps,.ptiles,.alllist__grid,.who,.ctiles{grid-template-columns:1fr}
  .itiles{grid-template-columns:1fr 1fr;gap:10px}
  .itile{padding:16px;font-size:14px;gap:10px}
  .frame{padding:0 10% 14% 0}
  .frame::before{left:-10px;top:-10px;border-width:3px}
  .frame__quote{width:58%;padding:18px;top:6%}
  .frame__quote blockquote{font-size:16px}
  .hours__tag{left:-8px;bottom:24px}
  .hours__photo::before{right:-10px;bottom:-10px;border-width:3px}
  .phero{padding:44px 0 56px}
  .phero__img img{aspect-ratio:16/10}
  .hero .kicker{letter-spacing:.2em;font-size:12px}
  .pnot{padding:26px 22px}
  .foot__band-in{grid-template-columns:1fr}
  .foot__cols{grid-template-columns:1fr;gap:28px;padding:44px 0}
  .callbar{display:flex;align-items:center;justify-content:center;gap:8px;transform:translateY(140%);transition:transform .35s var(--ease);position:fixed;left:12px;right:12px;bottom:12px;z-index:30;padding:15px;border-radius:999px;background:var(--gold);color:var(--green-900);font-family:var(--head);font-weight:700;text-decoration:none;box-shadow:0 12px 30px -8px rgba(0,0,0,.45)}
  .callbar.show{transform:none}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .js [data-anim],.js [data-anim]>*,.js [data-anim] *{opacity:1!important;transform:none!important;clip-path:none!important}
}